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It has been almost a year since the adoption of the most significant financial reform legislation in recent history. Find out what has been happening on the regulatory and legislative fronts, and what still needs to be done.

As more companies are having to writedown and restate because of high exposure to collateralized debt obligations and other investments tied to subprime mortgages, it is critical that in-house counsel understand the effects of the subprime mess on business, and how to explain these consequences to investors. Panelists representing mortgage companies, investment banks, and regulators provided a concise but comprehensive “sub-primer” on the origins and potential long-term effects of one of the most expensive financial events in modern times.

ACC and Others

A letter informing the recipient that it has access to an irrevocable "standby letter of credit". Includes form of sight draft and form of written statement.

Resource Details
Source: Resource Library
Region: United States
GORSUCH KIRGIS LLP

An agreement establishing security for a mortgage. Includes provisions regarding mortgage and secured obligations, assignment of rents, grant of security interest, covenants, defaults and remedies, release of lien, and other considerations.

Resource Details
Source: Resource Library
Region: United States

Chart includes the basic principles of compliance, the responsible party, and status, and includes supplemental appendix materials.

Resource Details
Source: Resource Library
Region: United States
Phillip Meier, Esq. WINHELLER Attorneys at Law & Tax Advisors

When a company starts a new project, the question of financing is an issue. In Germany, a new alternative to the traditional loan process is being tested.

Resource Details
Source: Resource Library
Region: Germany
Benjamin Kirschbaum, Esq., WINHELLER Attorneys at Law & Tax Advisors, Germany

Blockchain technology is based on the idea of creating a decentralized database that may be used to process value transactions. Delegated Proof of Stake (DPos) is a system that can allow users to gain more control over the distribution of bitcoins. Companies in Germany can inform themselves on these systems with the following material.

Resource Details
Source: Resource Library
Region: European Union, Germany
Manyl Benredouane, Alexandre Lamarre and Thomas Rousset, University of Montpellier, Centre du Droit de l'Entreprise, Program of Master 2 "Droit du Commerce International"

In most business transactions, lawyers are not involved in determining the ultimate price. However, in some situations, this amount can raise a red flag as it might subject the parties to sanctions. Due consideration must be given in particular to tax (I) and contract (II) law in the European Union.

Resource Details
Source: Resource Library
Region: European Union
Audience: New to In-House, Small Law Departments
Anne Hurley, Esq., HHG Legal Group

The emergence of Bitcoin on the financial market has caused some upheaval. Investors and customers have started to use this cryptocurrency as hard currency. See what sort of trends and issues are encountered when using Bitcoin to purchase real estate.

Resource Details
Source: Resource Library
Region: Australia
Douglas W. Arner, Emilios Avgouleas and Evan Gibson
76 pages

This paper analyses three major banking crises over the past two decades to explain, on the basis of evidence, why restructuring systemic banks’ balance sheets is the most effective approach when bailing-out a banking system in Hong Kong.

Resource Details
Interest Area: Financial Services, Government
Source: Resource Library
Region: China, Hong Kong
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